SHIFA is the result of our strong track record and experience in local and international health insurance. With SHIFA, clients will have an easy and affordable access to high quality health care whenever and wherever the need it.
 
Why SHIFA?
 
Global HealthCare Coverage that…
      Is a quality healthcare product from a Reliable insurer?
      Is Supported by 3 international (and 1 local) multilingual 24/7 dedicated call centres.
      Has hassle-free access to more than 10,000 quality healthcare providers in 192 countries around the globe.
      Easy, fast access to program features via interactive website.
SHIFA Programs
Silver Program
      Up to USD $300,000
      Middle East, Africa, Indian subcontinent and extended to worldwide for emergencies
      100% inside network, 80% outside network
      Deductible USD $10 per consultation
      100% maternity inside network, 80% outside network and up to USD $3,000 overseas
      Parent accommodation up to USD $50 per day
      Medical aids up to 75%
      Organ transplant up to USD $30,000
      Optional basic dental coverage
Gold Program
      Up to USD $2,000,000
      Worldwide excl./incl. USA and Canada
      Nil deductible
      100% maternity inside network, 80% and up to USD $10,000 outside network /overseas
      Alternative medicine, psychiatric treatment, and preventative care
      100% parent accommodation
      80% home nursing (up to USD 250 per day subject to max. of USD 10,000 overseas and USD 5,000 inside UAE)
      80% Medical aids
      Organ transplant up to USD $150,000
      Optional basic/comprehensive dental coverage
Platinum Program
      Up to USD $4,000,000
      Worldwide excl./incl. USA and CANADA
      100% within and outside UAE (in-patient and out-patient)
      Nil deductible
      100% maternity inside network, 100% and up to USD $10,000 outside network /overseas
      Alternative medicine, psychiatric treatment, and preventative care
      100% parent accommodation
      100% home nursing (up to USD 250 per day subject to max. of USD 10,000 overseas and USD 5,000 inside UAE)
      100% Medical aids
      Organ transplant up to USD $150,000
      Optional basic/comprehensive dental coverage
It’s easy to subscribe!
      Fill in a proposal form for yourself, your family or your company.
      Individuals, and groups with less than 10 members, will be subject to an underwriting process where premium rates could be adjusted based on medical status of each member.
      Travel assistance is mandatory for individuals and optional for groups.
      Special rates for groups of over 100 members.
Access with Convenience
The SHIFA welcome kit will provide you access to your global insurance with ease.
You will receive the following in your welcome kit:
      Co-branded ADNIC / Vanbreda medical cards: To access the UAE local medical network as well as International medical network
      SHIFA Member Handbook: To guide you step by step about everything you would like to know about SHIFA program.

Additional Facilities with SHIFA

24/7 call centres:
Local call centre through the ADNIC toll free number 8008040
International multilingual centres located in Miami, KualaLampur, and Antwerp.
Interactive website:
Members will receive personal password to access the program features and overseas claims settlement status, updates on benefits limits, procedures and networks.
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